Gemma Atkinson set up her 12 Step Program for the year

Do Skin Moisturizers Promote Cancer?
Every day, women (and men) all over the world slather on moisturizing creams of all prices and varieties, trying to keep their skin supple and defy aging. Starting with advice from our mothers on skin care, and reinforced by modern media, facial creams have always been deemed a must-do ritual. However, several common moisturizing creams have been shown to promote the spread of skin cancer and the growth of tumors in mice exposed to UV radiation. Does this mean you need to retreat and forget all you have learned? No. It just means you need to read the label more carefully to be absolutely safe.

Hairless mice were exposed to UV radiation twice weekly for 20 weeks. The UV treatment was followed by the application of the four common brands of skin moisturizers to the skin of the animals five days weekly for a period of 17 weeks. The treatment resulted in the generation of non-melanoma skin cancer.

The research group, from Rutgers University in Piscataway, New Jersey, discovered that the mice treated with the skin moisturizers showed an increase in the rate of tumor formation and found that more tumors developed on mice treated with moisturizers than on those only treated with UV radiation. The rates of increase in tumor activity from the application of each moisturizer in the analysis were:

Gemma Atkinson on all fours

EUR/USD extends above 1.3300 hits session high at 1.3315
The Euro is regaining the upside on Friday's European session o take back most of the ground lost on Tuesday and Wednesday as the pair's recovery from 1.3110 has reached levels above 1.3300 to hit 1.3315 session high so far.

On the upside, resistance levels lie at 1.3325, and above here, 1.3345/50 and 1.3385, all of them intra-day resistance levels). On the downside, support levels lie at 1.3220 (session low/intra-day resistance), and below here, today's low lies at 1.3180 (Apr 29 low) and 1.3140 (intra-day support).

EUR/GBP has also appreciated on European session. Decline from 0.8735 high on Thursday bounced at 0.8625 to reach session high at 0.8665. EUR/JPY recovery from 122.35 has extended through 122.85/95 area to 125.75 session high.

Bold and Beautiful Gemma Atkinson

Credit Insurance:

Types Broadly speaking, credit insurance can be of two types, namely trade credit insurance and credit life insurance.

Trade Credit Insurance: This credit insurance policy is a credit risk management product for businesses, and hence is also known as business credit insurance. Through this insurance, one can secure protection against losses resulting from the nonpayment for goods or services delivered to clients. This policy lists the buyers of a policyholder and the insurance company pays the policyholder an agreed percentage of invoices or account receivables that are left unpaid by any of the buyers in this list in the event of insolvency, bankruptcy or extended default. Only business entities are eligible for this type of insurance. This policy can cover both domestic and export businesses.

Credit Life Insurance: Whenever a person purchases a big-ticket item, such as a car, s/he might need to take a loan for a specific period. Since injuries and death are unpredictable, there is no guarantee that the person will be able to repay the loan. In case of untimely death, the entire burden of loan repayment falls on the surviving members of the family. Credit insurance ensures that the surviving family members are not burdened by loan liabilities in case of the policyholder’s death. The policy ensures that the lender receives the rest of the loan amount.